What We Do

Risk Management

Ensuring you are protected from a risk management perspective means making sure that all your financial risks are minimized or eliminated in the event of death, disability or a critical illness. We work with you to determine if you have any gaps in your risk management portfolio and use strategies and tools to develop a portfolio that covers these risks.

We believe that having a properly structured life, disability and critical illness insurance program provides you with confidence in the rest of your planning. Knowing that you have an asset that will provide immediate tax-free cash for yourself or your beneficiaries, allows you the peace of mind to focus on what you do best.

Wealth Management

Planning for the future from a wealth management perspective means properly managing your registered and non-registered assets in order to meet your income objectives over the short, medium and long term.

We believe that there are only two possible financial outcomes – the money outlasting the investor or the investor outliving the money. The former provides the investor with dignity and the ability to significantly impact the financial lives of those they love. In order to ensure that the money outlasts the investor, we first set and quantify a goal, then we develop a plan which at historical returns would realize the goal and then fund the plan using an appropriate portfolio.

There are two fundamental truths in order to create significant long term wealth:

  1. it is time in the market, not timing the market
  2. that all equity market declines are temporary and eventually give way to the resumption of the permanent advance

In order to capitalize on these truths, we create a properly diversified portfolio which aligns with your attitude towards your money and risk profile.

Health Management

Elite Diagnostic Imaging Service – obtain an MRI or CT scan in days not months to help you and your health management team to determine what course of treatment is best for you.

Health Spending Account – if you are an employer or have a holding company, consider setting up a HAS to deduct 100% of the cost of most regular health, dental and vision costs.

Freedom to Choose Health Benefits – if you are self-employed, or recently retired and want to have access to benefits to cover you for health, dental and travel coverage consider Freedom to Choose from Canada Life